How does a mortgage holder get out of PMI payments on their mortgage loan?
Question by : How does a mortgage holder get out of PMI payments on their mortgage loan?
Seems to me that PMI is very costly for the home owner, especially me with a perfect credit rating and new funding source to maintain a mortgage if I lose my job (my job is very secure). Please any suggestions on how to get the PMI waived by the mortgage company.
Best answer:
Answer by AJ
You can’t get PMI waived. The only way not to have PMI added to your Mortgage is to put 20% down on the home. You can also get PMI removed once you pay down the principal of the mortgage to a point where there is 20% equity.
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